We are pleased to offer the global range of financial (Home-Commercial Mortgage, Refinancing, Home Equity, Commercial Loans, Equity, Franchise Business Finance, etc.) instruments with partners, corporate Lenders, Credit Unions, Banks and other financial institutions.
Home Mortgage
Home-Commercial Mortgage and Refinancing, Leasing and Financing in All States: Low Rates, Low Closing Cost, and Fast Service PROMISED. We provide commercial real estate financing through our financial program.
Commercial Finance
Single Family Investor CRE, Multifamily, Medical/CPA/Professional, Business Fixed 504, Business Premier – Plus 7A, Commercial permanent financing of up to 75% for terms of 5, 7, 10 or 15 years Construction Loans include acquisition, site and construction advances
Franchise Businesses Funding
We are happy to serve in any franchise as long has good track record. We financed many Einstein Bagel shops, KFC, Subway, Baskin Robbins,…etc. 7 year term loan , Competitive Rates, Variable Prime Plus 1
Trade –Warehouse Leasing Finance
SHARE FUND is committed to providing its Customers with a range of innovative financial solutions. Choosing SHARE FUND Partner Banks Trade Solutions means that Customers can be certain that their trade facilities are structured in accordance. Leasing can put the equipment to work for you with real cash flow advantages and without major capital investment.
Fix and Flip Loan
Access to fast, easy funding is vital to investors seeking to profit in the fix and flip market. Close loans faster with our Fix and Flip programs. We understand that capitalizing on the best deals, requires a partner that is fast and flexible.
Mortgage-Loan Programs
Smart investors generate recurring monthly streams of income and build long-term wealth through rental properties. Often times the greatest way of maximizing the return on your investment is to purchase properties in need of repair. Experienced Investors seeking to take advantage of strong opportunities in the Multi-Family market can access the necessary capital through program.
New Construction Loan
We can lend up to 80% of the purchase price and provide up tp 100% of rehab costs giving investors the flexibility and capital required for larger scale value-add projects.
B-For Investment-Financing Companies
MORTGAGE-LOAN PROGRAMS
1 Year Tax Return Loans
(Self Employed Borrowers)
- Use 1year tax returns versus average of 2 years tax return income!
- Fico as low as 680.
- 5/1,7/1,10/1 ARM & 30 Year Terms
- Purchase, Refinance, Cash Out.
- Low Interest Rates
- Interest Only Available
Bank Statements Loans
(Self Employed Borrowers)
- Use12 months or 24 months Business or Personal Bank Statements Deposits to Qualify
- No Tax Returns Required
- 5/1,7/1,10/1 ARM & 30 Year Terms
- Purchase, Refinance, Cash Out.
- Up to 90% Loan To Value
- Interest Only Available
Cash Flow Loans
(Investment Property Loan)
- No Income.
- No Job.
- No Tax Returns.
- No Employment.
- Fico as low as 640.
- 5/1,7/1,10/1 ARM & 30 Year Terms
- Purchase, Refinance, Cash Out.
Bridge Loans
(Investment Property Loan)
- Rates starting from 6.5%
- Interest Only
- No Prepayment Penalty (Perfect for Fix and Flip)
- Close in as little as 7 Days
- Purchase, Refinance, Cash Out.
- Loan amounts from $250,000 to $20,000,000
- Non Owner Occupied, Multi Family, Retail, Office, Industrial and Vacant properties.
Foreign National Loans
We can help globally secure a US mortgage, including E1-E2-EB-5 visa holders, foreign nationals, and those with little or no US credit history.
The borrower is not required to have a Green Card, SS# or VISA. No FICO required. Assets do not need to be in a US account. Loan amount: $300,000- $5,000,000 (higher by exception)
- 30-40% down payment required on purchase.
- No Visa. No Green Card.
- No Fico Score required.
- Loan amounts from $300,000 to $5,000,000
Fixed Rate Loans
Pay off your mortgage faster with a fixed rate loan and possibly save thousands on interest at the same time. Fixed rate loans are available for purchases of up to $424,100 (or more, in high-cost areas; see loan limits) for as little as 5% down or refinance an existing mortgage and get up to 85% loan-to-value with a competitive interest rate and take cash out. Fixed rate loans are ideal for individuals with good to excellent credit who can comfortably afford a higher monthly payment. Lock in a your low interest rate now and enjoy fixed monthly payments over the life of your loan
- 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
- Buy a home with as little as 5% down (primary home).
- Refinance up to 95% of your primary home’s value.
- Monthly payments rema
Adjustable Rate Loans
Offered at a special low interest rate for a limited time, an ARM can be an ideal loan for those who plan on remaining in their new home for less than seven years, or for those expecting an increase in their income down the road. Borrow up to $424,100 (or more, in high-cost areas; see loan limits), no penalty to refinance at a later date. An annual ARM where the interest rate is recalculated each year is also available.
- 3/1, 5/1, and 7/1 ARM’s. Monthly payments based on a 30 year repayment schedule.
- Provides veterans with flexible lending options and loan security.
- The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
FHA Loans
A great choice for first time homebuyers and individuals with less than excellent credit, this federally backed loan for up to $424,100 (or more, in high-cost areas; see loan limits) is offered at competitive rates with fixed terms available from 10-30 years. Down payment assistance may also be available. For those looking to refinance, borrow up to 85% loan-to-value at a lower rate and own your home sooner by choosing a shorter-term loan
- 3.50% down payment required on purchase.
- Minimum credit score usually 620.
- Post-bankruptcy qualifying – 2 years after or 3 years after.
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FHA Standard 203(k)
For homes with more complicated renovation projects that may involve structural changes, AFN’s Standard 203(k) HIP offers the funding you need. Projects in excess of $35,000, such as adding a room or remodeling a kitchen or bath can be rolled into the mortgage loan. Use the funds to repair or replace structural damage, chimney repair, additions to the structure, installation of additional bathroom, finish an attic or basement, repair termite damage, and more. The Standard 203(k) loan even allows for up to six mortgage payments to be included as part of the renovation funds to cover the period when the home is uninhabitable.
Fannie Mae HomeStyle
Why take out a home equity line of credit or a second mortgage to make moderate improvements or renovations? A Fannie Mae Home Style Renovation mortgage from AFN is an economical and convenient alternative way to make repairs and renovations as part of a first mortgage. Make improvements and modernize the home, eliminate health and safety hazards, replace plumbing, install new windows and doors for energy conservation, improve the exterior with major landscaping, upgrade the home with handicap accessibility, and more.
Republic Jumbo
This program is an Adjustable Rate Mortgage (ARM) that offers loan amounts up to $2 million for owner-occupied purchases, up to $1.5 million for a 2nd Home purchase or rate/term refinance, and up to $2 million for a owner-occupied cash-out refinance (with maximum cash out of $250,000). If your lending needs include jumbo loan amounts, up to $2 million, and you seek an ARM loan, this could be the right fit for your needs.
Republic Portfolio
This is an Adjustable Rate Mortgage (ARM) that offers maximum loan amounts up to the greater of $424,100 or the maximum Federal Housing Finance Agency (FHFA) loan limit for the county in which the property is located. There are Owner-occupied and 2nd Home purchase options, as well as Rate/Term Refinance and Cash-out Refinance options. Events such as bankruptcy or prior foreclosure require 5 years’ seasoning. If you have demonstrated an ability to pay housing costs (rent or mortgage) for the last 24 months and have a credit score of 680 or higher, you can borrow up to 90% of an Owner-occupied purchase, 85% of a 2nd Home purchase (or 2nd Home rate/term refinance), or 85% of a Cash-out Refinance (max $150,000 cash out).